Payments = Digital Reach Expanding… Transactions by Payment Channel Thinking of your past 10 everyday transactions, how many were made in each of the following ways? In-Store In-Store 40% Other Online 15% Buy Buttons 9% Other Mobile Payments 8% P2P Transfer 7% 60% = Mobile Messenger Apps 7% Digital Other In-App Payments 4% QR Codes 4% Smart Home Device 3% Wearables / Contactless 2% Other 1% 0% 10% 20% 30% 40% 50% % of Global Responses (9/17) Source: Visa Innovations in a Cashless World 2017. Note: Full question was ‘Please think about the payments you make for everyday transactions (excluding rent, mortgage, or other larger, infrequent payments). Thinking of your past 10 everyday transactions, how many were made in each of the following ways?’, GfK 18 Research conducted the survey with n = 9,200 across 16 countries (USA, Canada, UK, France, Poland, Germany, Mexico, Brazil, Argentina, Australia, China, India, Japan, South Korea, Russia, UAE), between 7/27/17 – 9/5/17. All respondents do not work in Financial Services, Marketing, Marketing Research, Advertising, or Public Relations, own and currently use a smartphone, have a savings or checking account; own/use a computer or tablet, and own a credit or debit card.